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Tokio Marine Canada Ltd.

Senior Program Underwriting Specialist

Toronto, ON, Canada

Full-time

Apply About employer

Applications open in a new tab.

Job details

Job type: Full-time
Apply by: Dec 6, 2026
Posting language: English
Posted: Oct 29, 2026

Original job description

Join Us as a Senior Program Underwriting Specialist

Who We Are

Tokio Marine Canada (TMCan) is a Canadian early-stage entrepreneurial commercial P&C insurer based in Toronto. We partner with select brokers to deliver tailored business insurance solutions across Canada. As part of the Tokio Marine Group, we are able to collaborate under a shared framework while maintaining autonomy and local decision making.

We support Canadian businesses in taking smart risks by delivering practical insurance solutions and exceptional service through trusted broker partnerships.

The Opportunity

Reporting to the Assistant Vice President, Programs, and working closely with senior business leaders and peers support business and opportunities of various commercial lines programs in Canada via a delegated underwriting authority. It will require a creative, solutions-based approach to program underwriting, and high customer service for our delegated underwriting authority partners.

What You’ll Be Doing

Identify and evaluate exposures, determine the appropriate coverage, terms and conditions, limits, pricing, facultative reinsurance requirements, and negotiate with brokers and MGA’s on all new and renewal program business.
Assist with referrals and escalations under the Delegated Underwriting Authority of brokers and MGA’s programs
Building insurance wordings and agreements
Build, monitor and audit new and existing commercial programs
Underwrite and audit existing business and renewals.
Ensuring all files are well documented and comply with departmental requirements
Develop and maintain excellent working relationships with reinsurers, brokers, MGA’s and partners
Market presentations to brokers, MGA’s and relationship management to help develop business
Working collaboratively with colleagues across business lines for multi-line approach
Grow target business and maintain profitability
Ongoing learning and updating on changes in marketplace, insurance trends

Who You Are

You have direct experience in a commercial underwriting role particularly with programs. You are team player with a positive attitude who thrives in a consensus culture with an emphasis on collaboration. You are a self-starter who is excited by the opportunity to jump right in and can come up to speed quickly. You are comfortable working on a lean team and are not afraid to roll up your sleeves and do the work that needs to be done.

You Bring

Our new Program Senior Program Underwriter/Specialist will have:

The Ideal Combination Of Education And Experience

A university degree or college diploma
8+ years of industry experience, program underwriting preferred
CIP or FCIP preferred
Capability to manage multiple stakeholders.
A high level of organizational skills and attention to detail.
Demonstrated capability managing multiple priorities simultaneously to meet deadlines and drive for results.
A customer focused mindset
Enjoys working in a collaborative environment.
Aptitude to thrive in a changing environment and be comfortable with ambiguity.
Proficiency in Microsoft Office (Word, Excel, PowerPoint, Teams, and Outlook).
Excellent written and verbal communication skills (English) are required

This posting is for an existing vacancy at Tokio Marine Canada. We are actively hiring for this position and encourage qualified candidates to apply.

Tokio Marine Canada may use AI tools during the recruitment process to assist with screening, assessment or selection of applicants for a position.

The anticipated base salary range for this position is (120,000-140,000). Compensation may vary for roles in other regions to reflect local market conditions and currency differences. At Tokio Marine Canada, our salary ranges are designed to reflect the skills, experience, and responsibilities required for each role while providing room for growth. For experienced professionals, offers are typically positioned near the midpoint of the range. The upper end of the range is reserved for individuals who consistently deliver exceptional performance and impact. Candidates who are newer to the role may start below the midpoint, with opportunities to progress as they develop. Final offer decisions take into account factors such as location, relevant experience, and individual skill set.

Life at Tokio Marine Canada

At TMCan, we’re a relationship company. We value collaboration, innovation, and inclusion, where every voice matters and every team member makes an impact. We believe in flexibility, authenticity, and growth: because when our people thrive, so does our business. TMCan offers the unique opportunity to work side by side with senior leaders, gaining direct exposure to strategic decision-making and business planning.

Our CARE Values Guide Everything We Do

Collaborative: We communicate openly, support one another, and work as one team.

Achieving Excellence: We challenge the status quo and exceed expectations.

Responsive: We anticipate needs and deliver timely, exceptional service.

Ethical & Respectful: We act with integrity and empower our people to do the right thing.

Our Commitment to an Inclusive and Respectful Workplace

At TMCan, we are deeply committed to fostering a culture of equity, diversity, and inclusion. We strive to create a workplace where every individual is welcomed, respected, and valued for their unique identity and perspective. By embracing our differences and learning from one another, we aim to build a positive and empowering environment for all.

Tokio Marine Canada was proudly recognized as one of the Best Places to Work in Canada by Canadian HR Reporter in 2024.

We work in a hybrid model, and you should expect to split your time between working in the office and working remotely, with flexibility based on the role and the business needs.

We currently have an office in downtown Toronto and will eventually be establishing offices in other provinces. Should you currently work in a province where we do not have an office, you will remain remote until such time as we do establish an office.

Tokio Marine Canada is not accepting unsolicited resumes from search firms for this position. If you are a search firm, you will not be compensated in any way for your submission of a candidate, even if TMCan hires that candidate.

Apply About employer

More about this job

Responsibilities

Evaluate and underwrite new and renewal commercial program business, determining coverage, terms, limits, pricing, and reinsurance needs while supporting delegated underwriting authority partners. Build and audit programs, maintain compliant documentation, develop broker and reinsurer relationships, and help grow profitable business.

Requirements

Candidates should have a university degree or college diploma, at least eight years of industry experience, and preferably commercial program underwriting experience; CIP or FCIP is preferred. They should be organized, detail-oriented, customer-focused, effective at managing multiple stakeholders and priorities, collaborative, adaptable, proficient in Microsoft Office, and have excellent English communication skills.

Skills

Commercial Underwriting
Program Underwriting
Exposure Evaluation
Coverage Selection
Pricing
Facultative Reinsurance
Broker Negotiation
Delegated Underwriting Authority
Insurance Wordings
Program Auditing
Renewal Underwriting
Relationship Management
Stakeholder Management
Organizational Skills
Attention To Detail
Microsoft Office

Visa sponsorship

Not detected in the job text

Keywords

Commercial Property And Casualty Insurance
Program Underwriting
Commercial Lines
Delegated Underwriting Authority
Exposure Evaluation
Coverage Terms And Conditions
Insurance Limits
Underwriting Pricing
Facultative Reinsurance
Broker Negotiation
Managing General Agents
Insurance Wordings
Program Agreements
Program Monitoring
Underwriting Audits
Renewals
File Documentation
Regulatory And Departmental Compliance
Reinsurer Relationships
Broker Relationships
Relationship Management
Profitability
CIP
FCIP
Microsoft Word
Microsoft Excel
Microsoft PowerPoint
Microsoft Teams
Microsoft Outlook

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