Credit Adjudicator

Department: Finance
Employment Type: Full-Time
Requisition ID: 2057
Date Posted: October 20, 2026 
Closing Date: November 3, 2026 or until filled

Position Summary:

Reporting to the Supervisor, Customer Finance Credit & Collections, the Credit Adjudicator is responsible for the processing and adjudication of credit applications, including new and existing accounts, providing appropriate notification accordingly. The Credit Adjudicator will ensure that credit-granting decisions are based on factual reports and information that will provide for maximum sales potential while safeguarding the company from undue risks. The position holder is required to work with multiple internal business units, external customers and organizations to quickly execute a credit decision that meets the needs and requirements in a timely fashion.

Responsibilities:

• Processing and adjudication of the consumer, commercial and farm credit applications. Duties will include obtaining appropriate reports, evaluating the reports, and making an appropriate, informed business decision.
• Analysis of the 4 C’s of credit (character, capital, capacity and conditions). Must maintain a high degree of confidentiality and prudence while gathering financial and/or private information including credit reporting agency information, registry offices, financial institutions, financial statements, suppliers, agents, field staff, family members etc. All information must be evaluated for accuracy and objectivity.
• Conduct credit investigations by conducting a detailed analysis of financial statements; when necessary to expedite credit approval, the Credit Adjudicator will contact the customer direct to obtain financial and credit information.
• Ensure notification of approval or decline will be sent to the customer; credit limit, risk code and other pertinent information will be recorded onto the customer records in SAP.
• Review and follow up on requests to re-open existing accounts that have credit privileges suspended.
• Uphold and maintain adherence to controls, standards, policies, and procedures internally.
• Set up parent accounts for clients who have multiple accounts helping to ensure all credit limits are evaluated in the aggregate and information is easily available for future reviews.
• Meet published team and individual KPIs.

Qualifications:

• 1-3 years credit adjudication experience in a commercial B2B and/or consumer setting an asset.
• Pursuing or holding a CCP designation would be considered a strong asset.
• Effective leadership, communication, negotiating, interpersonal and listening skills.
• A self-starter, who is creative and innovative, has strong problem-solving skills, decision-making skills and analytical skills with the ability to work independently and under tight deadlines. Is adaptable in a changing environment.
• Familiarity in analyzing financial statements, with emphasis on the key business ratios used to determine liquidity, debt and performance.
• Experience working with integrated computer systems Microsoft Office suite is required.
• SAP experience is an asset.
• An understanding and commitment to the value and strength of teamwork.

You and UFA. Let’s Grow Together.

UFA is one of Canada’s largest and most progressive agricultural co-operatives. We’re a multi-billion-dollar organization that offers the products, services, and support our 127,000+ members need to build, grow and succeed. While our roots will always be in agriculture, we’re proud to support the industries and communities that drive Western Canada’s economy. We need your skills, expertise and ideas to help us keep growing.

• A Business with a Purpose - Join a member-owned co-operative with a mission that matters: improving the well-being of our members, helping them feed the world, and enabling investment in local communities.
• Recognized and Rewarded for Your Performance - At UFA, success is shared. You’ll own your work and be recognized for both individual and organizational results.
• Work-Life Success - We prioritize safety, respect your time, and offer flexible options and comprehensive benefits to support your life inside and outside of work.
• We Help Each Other Grow - Our collaborative culture fosters growth through hands-on experience, mentorship, training, educational support, and diverse career paths.

Diversity Equity, and Belonging

At UFA, we care about our employees and what makes them unique. We strive to create an inclusive environment that welcomes employees from diverse backgrounds, where everyone can do their best work. If you require accommodation during the application or selection process, please contact careers@ufa.com.

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We thank all applicants for their interest. Only those selected for an interview will be contacted.