Find work in Canada.

484,786 jobs across our Canadian network. How we count

Jobs in Canada

25+ jobs

Email me new jobs Save this search

Added 2 days ago
Senior Analyst, Credit Analysis and Support Team - Anjou
Scotiabank
Montreal, QC
Liaising with syndicate banks in gathering due diligence and information required to complete analysis and answer questions (if Scotiabank is agent).
Added 4 days ago
AC
Agent Jr De La Chaîne D'approvisionnement | Jr Supply Chain Agent
Aston Carter
Longueuil, QC
- $32 to $40 CAD / hour
- Contract
Le agent Jr de la chaîne d'approvisionnement est responsable dun portefeuille de clients internationaux dont les pièces entrent à lusine pour réparation. Il ou elle agit comme…
Added 4 days ago
ZC
Machine Learning Engineer
Zurich Canada
Toronto, ON
- Full-time
This posting covers four positions across multiple experience levels, including Junior, Intermediate and Senior opportunities. Candidates will be considered for the appropriate level and…
Added 4 days ago
ZC
Machine Learning Engineer
Zurich Canada
Waterloo, ON
- Full-time
This posting covers four positions across multiple experience levels, including Junior, Intermediate and Senior opportunities. Candidates will be considered for the appropriate level and…
Added 4 days ago
D
Section Manager, Performance
Desjardins
Aurora, ON · Mississauga, ON · Levis, QC · Montreal, QC
- Full-time
…operational insights and performance reporting at both the individual agent and departmental levels, enabling data-driven decision-making and accountability. In addition, you will oversee…
Added 5 days ago
IF
Assistant Director, Operational Accounting
iA Financial Group
Montreal, QC · Quebec, QC
- Full-time
Act as a change agent within the team, foster adoption of new practices, and support smooth transitions.
Added 5 days ago
VB
Senior Analyst – Loan Servicing
Vaco by Highspring
Toronto, ON
- $75,000 to $85,000 CAD / year
- Full-time
…support for regulatory compliance audits to principal broker and finance as…
Added 5 days ago
PC
Deals Value Creation Analytics Senior Associate (Bilingual FR/EN)
PwC Canada
Montréal-Ouest, QC
- Full-time
Professional experience, ideally in management consulting focused on finance and analytics or in Corporate Development or M&A (e.g. Private Equity)
Added 5 days ago
P
Deals Value Creation Analytics Senior Associate (Bilingual FR/EN)
PwC
Montreal, QC
- Full-time
Professional experience, ideally in management consulting focused on finance and analytics or in Corporate Development or M&A (e.g. Private Equity)
Added 9 days ago
AC
Financial Accountant
Aston Carter
Burnaby, BC
- $75,000 to $85,000 CAD / year
- Full-time
…multiple entities. Working closely with Operational and Corporate Finance teams, this role is a core contributor to the month-end close process through the preparation of journal entries,…
Added 9 days ago
D
Agent, Product administration
Desjardins
Quebec, QC
- Full-time
As a product administration agent, you provide administrative support to Desjardins components and help administer specialized products and member/client accounts. You perform…
Added 9 days ago
RD
Contact Center AI (CCAI) Specialist
Randstad Digital
Mississauga, ON
- Full-time
Seniority Level - 7- 10+ Years (Intermediate - Senior)
Added 10 days ago
AC
Agent Jr De La Chaîne D'approvisionnement | Jr Supply Chain Agent
Aston Carter
Longueuil, QC
- $32 to $40 CAD / hour
- Contract
Le agent Jr de la chaîne d'approvisionnement est responsable dun portefeuille de clients internationaux dont les pièces entrent à lusine pour réparation. Il ou elle agit comme…
Added 11 days ago
AC
Agent Jr De La Chaîne D'approvisionnement | Jr Supply Chain Agent
Aston Carter
Longueuil, QC
- Full-time
Le agent Jr de la chaîne d'approvisionnement est responsable dun portefeuille de clients internationaux dont les pièces entrent à lusine pour réparation. Il ou elle agit comme…
Added 12 days ago
AC
Financial Accountant
Aston Carter
Burnaby, BC
- $75,000 to $85,000 CAD / year
- Full-time
…multiple entities. Working closely with Operational and Corporate Finance teams, this role is a core contributor to the month-end close process through the preparation of journal entries,…
Added 16 days ago
NC
Quantitative Portfolio Strategist
Nymbus Capital
Montreal, QC
- Full-time
Level: Intermediate (2 to 5 years of experience)
Added 16 days ago
NC
Quantitative Portfolio Strategist
Nymbus Capital
Montreal, QC
- Full-time
Level: Intermediate (2 to 5 years of experience)
Added 17 days ago
NF
Retention Advisor
Neilson Financial Services
Toronto, ON
- Full-time
Report any alleged agent misconduct and/or customer complaints to manager.
Added 18 days ago
IF
Associate Director - Security Finance
iA Financial Group
Toronto, ON
- Full-time
Are you driven by operational excellence in capital markets and looking to contribute to a growing securities finance platform? As part of the Securities Finance Trading team, you will play…
Added 18 days ago
TI
Semantic Modeller
TS Imagine
Montreal, QC
- Full-time
…you build it. We have multiple openings across levels, from intermediate through…
Added 18 days ago
B
Senior Accounts Receivable Associate
Boldr
Toronto, ON
- Full-time
…stakeholder, or written up as a customer-ready response the front-line agent can send without…
Added 18 days ago
B
Senior Accounts Receivable Associate
Boldr
Toronto, ON
- Full-time
…stakeholder, or written up as a customer-ready response the front-line agent can send without…
Added 19 days ago
D
Advisory Agent, Member and Client Experience
Desjardins
Montreal, QC
- Full-time
As a member and client experience advisory agent, you help give members and clients a better experience, and ensure that they are satisfied. This includes making sure they feel welcome,…
Added 19 days ago
N
US Tax Manager
NPAworldwide
Toronto, ON
- Full-time
Review U.S. tax work prepared by junior and intermediate staff
Added 19 days ago
NF
Verification Agent
NorthLake Financial ULC
Barrie, ON
- Full-time
Northlake understands the needs of its employees. Northlake Financial is revolutionizing the Canadian automotive finance industry with a full spectrum of dynamic rates and services for…

Vaco by Highspring

Senior Analyst – Loan Servicing

Toronto, ON, Canada

$75,000 to $85,000 CAD / year · Full-time

Apply About employer

Applications open in a new tab.

Job details

Pay: $75,000 to $85,000 CAD / year
Job type: Full-time
Apply by: Nov 19, 2026
Working hours: 40 hours per week
Posting language: English
Posted: Oct 20, 2026

Original job description

Company Operating Name: Institutional Mortgage Capital (Servicing entity called Institutional Mortgage Servicing)

Job Title: Senior Analyst – Loan Servicing (Year 3 Analyst/Associate)

Position: Full Time, permanent position

Location: Toronto ON, 5 days in office

Salary Range: $75k – $85K, $36.06 - $40.86 per hour, 40 hours per week – 2080 hours per year

Discretionary Bonus Potential: Yes

Annual Salary Review: Yes

Benefits: Standard Health Benefits, 3 weeks vacation

Team Size: 3

Business Address: 199 Bay Street, Suite 1900, Commerce Court West, Box 271, Toronto, ON M5L 1E9

Email Address: ryan.fernandes@imcapital.com

JOB DESCRIPTION

Role Summary

Take responsibility for work of the other analysts for all entry of loans in servicing software in accordance with parameters outlined in loan documents and assist in analyst level work as needed
Manage and oversee the financial servicing and administration of Canadian commercial mortgage portfolios, ensuring compliance with loan agreements, investor guidelines, and internal financial controls.
Review and interpret commercial mortgage loan documentation and input loan parameters into servicing systems to ensure accurate financial tracking and reporting.
Analyze and process complex borrower transactions including loan renewals, extensions, amendments, assumptions, and advances, assessing financial and contractual implications.
Underwrite financial information in line with regulatory and servicing annual review requirements for compliance on loan covenants, reporting requirements, and risk indicators by reviewing legal and financial documentation, creating an assessment for asset management, following up with borrowers on resolving non-compliance or risk factors and maintaining detailed tracking within servicing systems.
Complete trust account administration including reconciling and analyzing monthly mortgage payment collections, movement of money between all trust accounts by province and product type, and banking activity; ensure accurate processing of collections and remittance of principal, interest, and fees to investors, review and set up flow of funds, review and set up banking in TD platform, provide support for regulatory compliance audits to principal broker and finance as requested
Oversee the monitoring and remittance of property taxes and insurance renewals, assessing adequacy of coverage and compliance with contractual requirements.
Analyze and approve reserve disbursements by reviewing supporting financial documentation and ensuring conditions for release are met under loan agreements.
Prepare and review borrower notices for loan maturities, interest rate step-ups, prepayments, and mortgage discharge statements.
Obtain, review, and analyze borrower financial information including rent rolls, operating statements, and net worth statements to assess ongoing financial performance and credit risk.
Provide senior-level support for borrower and investor inquiries by evaluating financial data and contractual obligations to resolve servicing matters.
Assist with annual site inspections by reviewing inspection findings and assessing potential financial or credit risks related to collateral performance.
Assist the Head of Loan Servicing in updating procedure documents and negotiating servicing agreements with potential new lenders
Act as a senior technical resource during internal/external audits as required for rating agencies, lenders, servicing agreements, provincial mortgage regulators, finance team, auditors
Assist in the training of new analysts
Be a servicing system technology expert as we continuously work with our platform and IT implementation team to create operational efficiencies, automations and updates based on evolving business and regulatory requirements.

Job Requirements

Language of Work: English
Ability to work in Canada with plans for permanent residency
Licensed as a Mortgage Agent Level 1
College Diploma or Bachelor’s degree in Business Administration or a related field
3 years in mortgage servicing/administration of diverse commercial mortgage portfolios in all provinces of Canada (CMHC insured loans, CMBS loans, consumer loans, bridge loans, construction loans, floating rate, amortizing loans)
Experience working and communicating with both institutional and non-institutional partners (banks, credit unions, borrowers, asset managers, other lenders)
Experience working directly with internal C-suite
Previous experience in dealing with rating agencies
Experience dealing with regulatory requirements including but not limited to regulatory audits and third party servicing audits
Experience in creating custom reporting based on new third party servicing agreements
Advanced skills in using a detailed servicing system (RealSynergy user preferred)
Previous project management experience in upgrading servicing systems for changing business and regulatory requirements (system upgrade project in process)
Intermediate to advanced level skills in Microsoft Office (Excel and Word)
Strong analytical and problem-solving skills
Excellent communication skills, both written and verbal
Ability to work independently as well as within a team environment
Basic accounting knowledge (reconciling receipts and debits)
Experience in setting up and managing trust banking transactions including processing in the servicing systems, setting up banking, reviewing requests from junior team members, managing different trust accounts based on province and product type

Apply About employer

More about this job

Responsibilities

Oversee servicing and administration of Canadian commercial mortgage portfolios, including loan setup, complex borrower transactions, covenant reviews, trust account activity, remittances, reserves, and borrower notices. Support audits, investor and borrower inquiries, servicing agreement updates, analyst training, and servicing-system improvements.

Requirements

Requires at least three years of experience servicing diverse commercial mortgage portfolios across Canada, a Mortgage Agent Level 1 license, and a college diploma or bachelor's degree in business administration or a related field. Candidates should have experience with servicing systems, trust banking, regulatory and third-party audits, custom reporting, project management, Microsoft Office, and strong analytical and communication skills.

Skills

Commercial Mortgage Servicing
Loan Administration
Loan Document Interpretation
Financial Analysis
Loan Underwriting
Trust Account Administration
Bank Reconciliation
Regulatory Compliance
Risk Assessment
Investor Relations
Borrower Relations
Servicing System Expertise
Project Management
Microsoft Excel
Microsoft Word
Training and Mentoring

Benefits

Standard Health Benefits
Three Weeks Vacation
Discretionary Bonus Potential
Annual Salary Review

Visa sponsorship

Not detected in the job text

Keywords

Commercial Mortgages
Mortgage Servicing
Loan Administration
CMHC-Insured Loans
CMBS Loans
Bridge Loans
Construction Loans
Floating-Rate Loans
Amortizing Loans
Loan Renewals
Loan Extensions
Loan Amendments
Loan Assumptions
Loan Advances
Loan Covenants
Trust Accounts
Trust Banking
RealSynergy
Microsoft Excel
Microsoft Word
Regulatory Audits
Third-Party Servicing Audits
Rating Agencies
Servicing Agreements
Financial Reporting
Risk Assessment
Property Taxes
Insurance Renewals
Mortgage Agent Level 1
System Upgrades

Report this job