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Added 13 mins ago
W
Analyste d'affaires - Approvisionnement et logistique (SCM)
Wepoint
Montreal, QC · Quebec, QC
- Full-time
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Added 28 mins ago
PC
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- Full-time
The Bilingual On-Site IT Support Analyst delivers prompt, high-quality, and professional technical assistance to end-users directly at their physical workspaces. This role functions as a…
Added 28 mins ago
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Senior Network Analyst
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Added 28 mins ago
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Toronto, ON
Reporting to the Warehouse Manager, the Inventory Analyst is responsible for maintaining inventory accuracy through daily cycle counting, inventory analysis, pallet management, and…
Added 59 mins ago
VC
Credit Support Specialist
Vault Credit Corporation
Toronto, ON
- Full-time
Vault is looking for a detail-oriented Credit Analyst with 2–3 years of experience to support our Equipment Leasing and Working Capital portfolios. Working within the operations team, you…
Added 1 hour ago
T
Sr. Business Systems Analyst Specialist, TD Securities
TD
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- Full-time
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Added 1 hour ago
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Operations Analyst (Fund Accounting)
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Toronto, ON
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Added 1 hour ago
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Junior Cyber Incident Response Analyst
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Toronto, ON
- Full-time
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Added 1 hour ago
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Junior Cyber Incident Response Analyst
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- Full-time
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Analyste Microbiologie - Microbiology Analyst
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Senior Business Analyst
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The Senior Business Analyst is a detail-oriented, highly motivated individual with excellent analytical, organizational, interpersonal, and communication skills. In their previous work…
Added 2 hours ago
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Software Developer Analyst L1
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Accounts Receivable Analyst
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Added 3 hours ago
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Corporate Strategy Analyst
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Toronto, ON
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Support the execution of business strategy initiatives and corporate priorities that advance Branch objectives.
Added 3 hours ago
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Analyst, System and infrastructure operations, maintenance and development
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Montreal, QC
- Full-time
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Added 3 hours ago
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Analyst, Consulting - Performance Improvement & Operational Excellence
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Montreal, QC
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Added 3 hours ago
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Analyst, Employee Benefits & Retirement
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Vault Credit Corporation

Credit Support Specialist

Toronto, ON, M3B 2R2, Canada

Full-time

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Job details

Job type: Full-time
Posting language: English
Posted: Oct 29, 2026

Original job description

Vault is a non-bank private lending company offering a wide array of financial services such as equipment leasing, and other lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We are dedicated to delivering products and services that meet the diverse needs of our borrowers, quicker and easier than traditional sources!

We have a fast-paced, fun, progressive, and friendly work environment which comes with incredible opportunity that can be attributed to the “work hard, play hard” and “have fun while you work” values of the organization. This is a company with no politics or red tape: if you want to get something done, you will have the latitude and opportunity to run with it, giving you the chance to take ownership of your results with no ceiling on what you can accomplish.

Role

Vault is looking for a detail-oriented Credit Analyst with 2–3 years of experience to support our Equipment Leasing and Working Capital portfolios. Working within the operations team, you will be the first line of defence on every new deal: entering and analyzing credit applications received from our broker network and the Working Capital department, (delivered through our online proprietary system or manually), validating the information provided, and identifying fraud indicators before files advance. You will thrive in a high-volume environment, work within tight SLAs, and take pride in clean, accurate data.

Key Responsibilities

Input and analyze submitted credit applications, ensuring all mandatory information is complete and accurate, including equipment description if applicable and NICS codes.
Identify and escalate fraud risk by connecting the dots between the application, the intended use of the equipment, the business and guarantor addresses, review of the vendor; flag inconsistencies and missing mandatory information.
Complete KYC/AML process with diligence and follow procedures where verification fails.
Review commercial and consumer credit bureaus to validate applicant identity and credit information; follow up with customers by phone to verify information whenever there is a bureau alert or with brokers if there is a gap in the file.
Review corporate profiles to confirm active status, legal name, and ownership details.
General overall review of information provided for compliance, validity and consistency and raise alert on any concerns
Maintain the accuracy and integrity of data submitted - check for duplicate customer records; merge files and maintain clean, consistent data entry.
Perform vendor profile checks and review vendor information for legitimacy and consistency with the transaction.
Upload and review financial statements and bank statements, checking for gaps and signs of tampering or alteration.
Meet tight SLAs while managing a high volume of applications; prioritize workload to keep deal flow moving.
Prepare complete, well-documented files and clear notes for credit decisioning, escalating exceptions and concerns to senior underwriters and management.
Ensure compliance with corporate credit policies, procedures and fraud-prevention protocols.
Proactively identify process improvements and emerging fraud trends and share them with the team.
Complete ad hoc requests as needed.

Qualifications

2–3 years of experience in credit analysis, underwriting, or credit/fraud operations in a financial services environment, preferably in equipment leasing, commercial finance, or working capital/small business lending.
Post-secondary education in business, finance, or a related field (or equivalent experience).
Working knowledge of commercial and consumer credit bureaus (e.g., Equifax, TransUnion, Dun & Bradstreet) and the ability to interpret credit reports and alerts.
Familiarity with business financial statements and bank statements; ability to spot irregularities, inconsistencies, and potential document tampering.
Strong investigative and analytical skills with a keen eye for detail and the ability to connect information across multiple sources.
Strong technical skills: comfortable learning proprietary software, with proficiency in Microsoft Office (Excel, Word, Outlook) and online corporate registry and verification tools.
Clear, professional verbal and written communication skills, including confidence in contacting customers by phone to verify information.
Proven ability to prioritize, manage high volumes, and meet deadlines and SLAs in a dynamic, fast-paced environment.
Sound judgment, integrity, and a self-motivated, team-oriented approach.

Thank you for your interest in Vault Credit Corp. Please note that due to the volume of applications, only those under consideration will be contacted for an interview. We are committed to providing accommodations for people with disabilities. Should you require accommodation, we will partner with you to meet your needs.

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More about this job

Responsibilities

The Credit Support Specialist will input and analyze credit applications while identifying fraud risks and validating applicant information. They will also maintain data integrity and prepare well-documented files for credit decisioning by senior underwriters.

Requirements

Candidates must have 2-3 years of experience in credit analysis or underwriting within a financial services environment. A post-secondary education in business or finance is required, along with strong analytical skills and proficiency in Microsoft Office.

Skills

Credit Analysis
Underwriting
Fraud Detection
Equipment Leasing
Working Capital
KYC/AML Compliance
Data Entry
Financial Statement Analysis
Credit Bureau Review
Risk Assessment
Microsoft Office
Communication
Attention To Detail
Time Management
Analytical Skills
Problem Solving

Visa sponsorship

Not detected in the job text

Keywords

Credit Analysis
Underwriting
Equipment Leasing
Working Capital
Fraud Prevention
KYC
AML
Equifax
TransUnion
Dun & Bradstreet
Financial Statements
Bank Statements
Data Integrity
SLA Management
Commercial Finance
Small Business Lending
Corporate Registry
Risk Management
Compliance
Credit Bureaus
Proprietary Software
Excel
Word
Outlook
Operations
Portfolio Management
Document Verification
Business Analysis
Finance
Credit Applications

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