Senior Program Manager - Financial Crime Compliance AML/KYC - Only W2

Senior Program Manager - Financial Crime Compliance AML/KYC-Only W2

• Position: Senior Program Manager - Financial Crime Compliance
• AML/KYC & Risk Management
• Domain: Financial Services, Banking, Payments & Regulatory Compliance
• Duration: Contract
• Location: : San Antonio, TX & Niagara City-CANADA
• Job Description:
• We are seeking a highly experienced Financial Crime Compliance and Risk Management professional to lead complex
• regulatory compliance, anti-money laundering (AML), Know Your Customer (KYC), sanctions screening, and risk
• management initiatives across financial services and payment environments.
• The ideal candidate will bring a strong combination of regulatory compliance expertise, financial crime risk assessment,
• program management, process transformation, and technology-enabled compliance operations. This individual will
• collaborate with business, legal, compliance, risk, and technology stakeholders to strengthen compliance frameworks,
• improve operational controls, and ensure adherence to applicable regulatory requirements.
• Key Responsibilities | Financial Crime Compliance & AML Program Management
• Lead and manage enterprise-wide AML, KYC, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and
• sanctions compliance initiatives.
• Develop, implement, and enhance AML policies, procedures, compliance frameworks, and operational controls.
• Oversee financial crime risk assessments, identify program gaps, and drive corrective actions.
• Support transaction monitoring, suspicious activity investigations, and Suspicious Activity Report (SAR) processes.
• Ensure compliance with applicable Bank Secrecy Act (BSA), FinCEN, OFAC, and international regulatory requirements.
• Perform QA/QC reviews of compliance files, cases, and control evidence.
• Design and execute compliance testing and independent testing of compliance programs, including sampling and documentation of results.
• Prepare evidence and support responses to audit, assessor, and regulatory requests.
• Report findings and validate remediation through to closure.
• Risk Management & Regulatory Governance
• Conduct enterprise-level and business-unit risk assessments to identify financial crime, operational, and regulatory
• compliance risks.
• Lead Risk and Control Self-Assessments (RCSA), internal control reviews, and compliance monitoring activities.
• Support SOX compliance, control effectiveness assessments, and audit readiness.
• Develop risk mitigation strategies, remediation plans, and governance reporting.
• Coordinate with internal auditors, compliance stakeholders, and business leadership to resolve control deficiencies.
• KYC, Due Diligence & Sanctions Screening
• Oversee onboarding, periodic reviews, and ongoing monitoring of financial and nonfinancial institutional customers.
• Perform and guide enhanced due diligence on high-risk customers, politically exposed persons (PEPs), complex
• corporate structures, and high-risk jurisdictions.
• Manage sanctions screening processes, including OFAC and other applicable watchlists.
• Support investigations involving money laundering, fraud, identity theft, terrorist financing, and other financial crimes.
• Improve customer risk classification methodologies, escalation procedures, and compliance documentation.
• Compliance Technology & Business Process Transformation
• Partner with technology and business teams to define functional requirements and improve compliance systems and
• workflows.
• Evaluate existing processes, identify inefficiencies, and develop scalable solutions to improve compliance
• effectiveness.
• Lead business process mapping, process reengineering, control design, and operational improvements.
• Support compliance technology implementations, systems integration, user acceptance testing (UAT), and deployment
• activities.
• Develop dashboards, metrics, management reports, and governance documentation to support risk-based
• decision-making.
• Apply data analysis and business intelligence capabilities to identify trends, assess risks, and enhance operational
• performance.
• Program Delivery & Stakeholder Management
• Lead complex, cross-functional compliance and regulatory transformation projects from planning through
• implementation.
• Manage project scope, milestones, deliverables, dependencies, risks, and stakeholder communications.
• Collaborate with compliance, legal, operations, business, technology, and senior leadership teams.
• Facilitate stakeholder workshops, process reviews, and governance meetings.
• Coordinate global and offshore teams to ensure effective program execution.
• Prepare executive-level presentations, progress reports, and risk assessments.
• Training, Policy Development & Continuous Improvement
• Develop and maintain compliance policies, operating procedures, training materials, and process documentation.
• Deliver AML/KYC, sanctions, financial crime prevention, and compliance awareness training.
• Identify opportunities to strengthen compliance processes, internal controls, and operational efficiency.
• Support regulatory remediation programs, policy change management, and continuous improvement initiatives.
• Required Qualifications
• Bachelor's degree in Business Administration, Finance, Economics, Law, Risk Management, or a related discipline.
• 12+ years of relevant experience in financial services compliance, AML/KYC, financial crime risk management,
• regulatory compliance, or related programs.
• Strong knowledge of BSA/AML, KYC, CDD, EDD, sanctions screening, OFAC, and financial crime compliance
• practices.
• Experience developing and implementing compliance policies, risk management frameworks, and operational controls.
• Demonstrated experience managing complex cross-functional programs involving business, compliance, and
• technology teams.
• Strong understanding of financial services, banking operations, payment products, and customer onboarding
• processes.
• Experience with risk assessments, compliance investigations, regulatory remediation, and internal control evaluations.
• Excellent stakeholder management, communication, analytical, and documentation skills.
• Experience performing quality assurance and quality control reviews of compliance files, cases, and control evidence against defined standards
• Experience conducting compliance testing and independent testing of regulatory compliance programs, including test design, sampling, and reporting of findings
• Experience preparing evidence and responding to internal audit, external assessor, and regulator requests
• Preferred Qualifications
• Certified Anti-Money Laundering Specialist (CAMS/ACAMS) or Certified Financial Crime Specialist (CFCS).
• MBA, law degree, or advanced qualification in a relevant discipline.
• Experience with SOX compliance, RCSA, and enterprise risk management.
• Exposure to financial crime compliance technology, transaction monitoring systems, and sanctions screening platforms.
• Familiarity with SAP/GTS, SQL, Power BI, SharePoint, or business intelligence reporting tools.
• Experience with World-Check, Dow Jones, Factiva, LexisNexis, or comparable due diligence platforms.
• Experience managing compliance initiatives across multiple countries, business units, or regulatory jurisdictions.
• Background in process transformation, technology implementation, UAT, and change management.
• Ideal Candidate
• A seasoned compliance and risk management professional who combines deep AML/KYC and financial crime expertise
• with strong program delivery, regulatory governance, and business transformation capabilities. The successful candidate
• will be comfortable navigating complex regulatory environments, collaborating with senior stakeholders, implementing
• risk-based controls, and leading technology-enabled compliance improvement initiatives.