Software development jobs in Canada

Explore software development jobs in Canada. Choose a role or place to find work that fits.

Counted Sep 22, 2026

Hiring at a glance

View jobs

Open jobs: 4,112
Employers: 1,532

Advertised starting pay

Average starting payCAD / year: $116,159Across 449 listings
Average starting payUSD / year: $140,203Across 120 listings
Average starting payCAD / hour: $55.76Across 73 listings

Employer-advertised starting pay, not employee salaries. Currencies and pay periods stay separate.

Where work happens

Remote: 10%411 listings
Hybrid: 40%1,653 listings
On-site: 49%2,007 listings

Not specified: 1% (41 listings)

Employers hiring include Amazon (117), Genetec (63), RBC (59).

Sources & calculation notes

These figures describe the listings on this role page at the date shown, not the whole job market. Listings can change.

Employer-listed minimums from at least 10 listings per currency and pay period. These are advertised starting amounts, not employee salaries. Jobs without a minimum and unusual amounts are excluded.

Hybrid and on-site classifications may be inferred from descriptions. Check the original ad. How we count

Software development jobs in Canada

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Added 4 months ago
Embedded Software Engineer
Garmin International, Inc.
Cochrane, AB
Full-time
Garmin Canada has new opportunities for full-time Embedded Software Engineers and Developers with various levels of experience who have a hunger for solving real-world problems with…
Added 1 month ago
Software Engineer, Back-End - Mail (Canada)
Superhuman
Remote, Canada
$168,000 to $291,000 CAD / year
Full-time · Remote
Added 1 month ago
AI Software Engineer, Growth
Palona AI
Toronto, ON
Full-time
Added 1 month ago
AI Software Engineer, Product
Palona AI
Toronto, ON
Full-time
We are looking for a product-focused AI Software Engineer to turn advances in AI into restaurant products that work reliably in the real world. You will build across customer-facing…
Added 1 month ago
Software Developer - Talent Community
Portfolio+
Stouffville, ON · Canada - Stouffville, ON
Full-time
As a Software Developer with Portfolio+, you will play a key role in shaping and enhancing our financial software solutions, empowering customers to achieve their goals. Leveraging your…
Added 1 month ago
Software Engineer, Agent - Retail
Sierra
Toronto, Ontario
Full-time
Added 1 month ago
Senior Principal Software Engineer
Questrade Financial Group
Toronto, ON
Added 1 month ago
Cloud Full Stack Developer
Opterron Group
Remote, Canada
$100,000 to $150,000 USD / year
Full-time · Remote
Opterron is looking for an experienced software engineer who enjoys solving difficult technical problems, working directly with clients, and turning business requirements into dependable…
Added 1 month ago
Web Developer
SponicHR
Lake Country, BC
Full-time
…and develop your business infrastructure try our cutting-edge software for a month for free trial. To register your company click on SWC HRMS…
Added 2 months ago
Senior Generative AI Software Engineer
Apertera (formerly Alexa Translations)
Toronto, ON
Full-time
Added 1 month ago
Intermediate Control Systems Software Designer
ATS Corporation
Cambridge, ON
Full-time
…involve contributing to machine concepts, design of control software, integration of software with electrical and mechanical systems, process development and machine installation at…
Added 1 month ago
Senior AI Security Cloud Architect
CGI
Halifax, NS
Full-time
Added 2 months ago
Senior Software Engineer (Devops)
Electronic Arts (EA)
Vancouver, BC
Full-time
Added 1 month ago
PLC Programmer/Controls Software Designer
Samuel, Son & Co.
Waterloo, ON
Full-time
…servo systems, industrial networks, databases and PC based software…
Added 1 month ago
Développeur(euse) logiciel / Software Developer - Access Control SaaS
Genetec
Remote, Canada
Full-time · Remote
Added 1 month ago
Développeur(euse) web front-end senior / Senior Front-End Web Developer
Genetec
Remote, Canada
Full-time · Remote
Added 1 month ago
Senior Software Engineer
Mastercard
Vancouver, BC
Full-time
Added 1 month ago
Senior Software Engineer, Data Systems
hive.co
Remote, Canada
Full-time · Remote
Added 1 month ago
Software Development Engineer II, Campaign Management
Amazon
Toronto, ON
…recommendations. We are passionate about building scalable, well-designed software services, and…
Added 1 month ago
Software Engineering & Development, Officer
State Street
Toronto, Ontario
Full-time
State Street is looking for an experienced Mainframe Application Developer to lead development on the core accounting applications. The candidate should have 4+ years of experience…
Added 1 month ago
Software Engineering & Development, Officer
State Street
Toronto, Ontario
Full-time
State Street is looking for an experienced Mainframe Application Developer to lead development on the core accounting applications. The candidate should have 4+ years of experience…
Added 1 month ago
Embedded Software Developer - New Grad
Ciena
Ottawa, ON
Full-time
Ciena is seeking an Embedded Software Developer to design, develop, and maintain high-performance software for net
Added 1 month ago
Développeur(euse) logiciel / Software Developer - Access Control Embedded
Genetec
Remote, Canada
Full-time · Remote
Added 18 days ago
Staff Software Engineer, Financial Crimes
Stripe
Toronto, ON
Added 1 month ago
Senior Software Developer - Cards
Wealthsimple Technologies
Remote, Canada
$151,200 to $189,000 CAD / year
Full-time · Remote

Wealthsimple Technologies

Senior Software Developer - Cards

Remote, Canada

Pay: $151,200 to $189,000 CAD / year
Job type: Full-time
Workplace: Remote
Experience: 5+ years of professional software engineering experience and a track record of shipping production-grade systems that real users depend on
Posting language: English
Posted: Aug 11, 2026

Apply About employer

Applications open in a new tab.

Original job description

Build something people love

Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $155 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.

We're proud of what we've built - and we're just getting started. Read our Culture Manual and learn more about how we work.

About the role

As a Senior Software Developer on the Cards team, you'll own meaningful slices of the card stack end to end - from card issuance and authorization through transaction processing, disputes, rewards, and card lifecycle management. This is not a features-on-top-of-a-BaaS role. We're building card infrastructure in-house, and the person we hire will be able to say they built it.

You'll bring strong technical judgment, a bias toward action, and a deep sense of ownership. You'll work closely with product managers, designers, and engineers to turn complex, high-stakes problems into simple, reliable experiences for millions of Canadians.

What you'll do

Shape and own greenfield work in a space that's still early for Wealthsimple - our card program is still in its early years and there's significant greenfield building ahead; if you've built something from scratch before, that experience will go far here
Own complex, end-to-end projects across the card stack - from technical design through implementation, launch, and iteration
Build and improve the backend systems that power our card products, with a focus on reliability, performance, and correctness
Work on core card infrastructure: card issuance, tokenization, authorization flows, BIN management, transaction processing, card lifecycle management, and dispute infrastructure
Make thoughtful architectural decisions and help the team balance speed, quality, and scale - influence what we build, how we build it, and where we go next
Partner closely with Product and Design to clarify goals, surface trade-offs, and deliver outcomes - not just features
Build with the reliability and observability standards that card journeys demand - a declined tap or a poorly handled dispute is felt immediately by our members
Leverage AI-centric workflows to ship faster and safer - we invest heavily in AI tooling and expect senior engineers to push the frontier of how we use these tools
Raise the technical bar through design reviews, code reviews, documentation, pairing, and mentorship
Help create a team culture where people communicate clearly, learn quickly, and take ownership together

What you bring

5+ years of professional software engineering experience and a track record of shipping production-grade systems that real users depend on
Experience building and owning backend systems in a payments, card, or financial services environment - ideally with direct exposure to card issuance, authorization, payment rails, or card lifecycle management
Strong backend engineering fundamentals - you understand how money moves, how systems fail, and how to build for correctness at scale
A maker-owner mindset: you're looking for a place to plant a flag, take ownership of a growing domain, and shape it over time - motivated by building the best card program in Canada, not just shipping the next ticket
Comfort with ambiguity and greenfield work - you've built something from 0→1 before and thrive in an environment where not everything is defined yet
An AI-first development workflow that doesn't compromise on rigour - you've moved beyond AI as autocomplete into genuinely agentic workflows, and bring the engineering judgment to know when the model is wrong
Product judgment: you care about the member problem, can simplify complexity, and know when to iterate versus when to invest for the long term
The ability to navigate ambiguity, define a path forward, and bring others along through clear written and verbal communication
Technical leadership and mentorship instincts - you raise the bar through your code, your reviews, your design documents, and the way you support your teammates
A collaborative, low-ego approach to engineering and a willingness to give and receive candid feedback

Nice to have experience

Experience working directly with card networks or card processors - on either side of the integration
Experience building card infrastructure in-house rather than on top of a BaaS platform
Ruby on Rails or experience in a comparable backend language - Ruby is helpful but not a requirement; depth and willingness to ramp matter more
React and/or React Native experience
Experience in a fast-moving environment where engineers have broad ownership and meaningful influence over product decisions

Why Wealthsimple?

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match, through Wealthsimple for Business

🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year

✈️ 90 days away: work outside Canada for up to 90 days per year

👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.

ICYMI

Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work - whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.

Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know - we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.

AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.

Apply About employer

More about this job

Responsibilities

You will own the end-to-end development of card infrastructure, including issuance, authorization, and transaction processing. You will collaborate with product and design teams to build reliable, scalable backend systems while leveraging AI-driven workflows.

Requirements

Candidates must have 5+ years of professional software engineering experience with a focus on backend systems in the financial or payments sector. Strong fundamentals in system architecture and a proven track record of building production-grade infrastructure are required.

Skills

Software engineering
Backend development
Card issuance
Payment rails
Authorization flows
Tokenization
Transaction processing
Ruby on Rails
React
React Native
System architecture
Technical leadership
Mentorship
AI-centric workflows
Financial services
API integration

Benefits

Health benefits
Life insurance
Group savings with employer match
20 vacation days
4 wellness days
Unlimited sick and mental health days
90 days away work program
Equity compensation

Visa sponsorship

Not detected in the job text

Keywords

Software Developer
Cards
Fintech
Backend
Ruby on Rails
React
React Native
Card Issuance
Authorization
Tokenization
Payment Rails
Dispute Infrastructure
Infrastructure
Scalability
Reliability
Observability
AI
Financial Services
Greenfield
System Design
Code Review
Mentorship
Product Management
Equity
Hybrid Work

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