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Xero

Lead Engineer - Payments Platform

Remote, Canada

Remote

The base salary range for this role in Canada is $186,000 - $236,000 CAD. · Full-time

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Job details

Pay: The base salary range for this role in Canada is $186,000 - $236,000 CAD.
Job type: Full-time
Workplace: Remote
Posting language: English
Posted: Oct 8, 2026

Original job description

The role / impact

In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally. You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes.

This is a rare chance to join an early-stage initiative, make foundational architectural decisions, and have a visible impact on the future of small businesses. By contributing directly to production code and proof-of-concepts, you will solve complex financial technology challenges at a massive scale.

The team / how they connect

The Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations. We are a highly collaborative collective that values technical excellence, inclusion, and continuous innovation. Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers.

The team is currently working on / Initially, you will focus on

Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products development and improve operational posture
Building out a global bill payment product to streamline how small businesses manage their cash flow
Developing core high-throughput platform services
Integrating and championing artificial intelligence capabilities to accelerate engineering productivity and enhance developer workflows

Where and how you can work

This role is based onsite our Vancouver office, where we embrace a hybrid working model, 1-2 days in office a week. You will have the flexibility to work from home while joining the team in the office for "boost days" to collaborate, socialise, and solve complex problems in person. We are open to ON or AB applicants who may be willing to relocate and Seattle Area, Washington US applicants (remotely).

Here are some of the things we are looking for

You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential
Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS
You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives.
You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture
You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results.
You are a strong partner to Product, Design, and other cross-functional teams to translate complex business needs into resilient engineering solutions.
You are a champion of advanced usage in AI tools and practices across the team to accelerate development workflows.

Apply even if your experience isn't a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team. We are also tech stack agnostic, so please apply if you've worked with adjacent technologies.

Compensation Philosophy

At Xero, we value the impact and skills you bring to the team. We don’t just hire for a role; we invest in people. We believe in a Total Package philosophy - which means your value isn't just a single number on a paycheck. While base salary is a core component, we look at your compensation through a holistic lens that includes equity, performance incentives, and world-class benefits.

The base salary range for this role in Canada is $186,000 - $236,000 CAD.

Please note that this range represents base salary only. We believe in rewarding our people for their total contribution, which is why we look at compensation through a holistic lens. In addition to base pay, your total package may include:

Variable Pay: Eligibility commissions or equity based on role and performance.
Comprehensive Benefits: World-class health, wellness, and retirement programs.
Xero Perks: Inside Xero Explore our full suite of benefits, from wellbeing initiatives to professional development.

Individual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role.

Xero uses AI to help screen applications based on job-related qualifications. These tools assist our recruiters but do not make automated hiring decisions. A human recruiter reviews all candidates before any hiring action is taken.

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More about this job

Responsibilities

You will design and build scalable payment platform capabilities, including orchestration and risk management, to support global money movement. Additionally, you will develop high-throughput services and integrate artificial intelligence to enhance engineering productivity and developer workflows.

Requirements

Candidates must have a proven track record of delivering highly available, distributed backend systems and deep expertise in system architecture and API design. Proficiency in modern backend stacks like C#, Java, Golang, or C++ and experience with cloud-native platforms such as AWS are essential.

Skills

System architecture
API design
SQL
NoSQL
C#
Java
Golang
C++
AWS
Cloud-native platforms
Distributed systems
Risk and fraud management
Artificial intelligence
Agile execution
Leadership

Benefits

Health programs
Wellness programs
Retirement programs
Equity
Performance incentives
Professional development

Visa sponsorship

Not detected in the job text

Keywords

Payments Platform
Lead Engineer
Distributed Systems
Backend Development
System Architecture
API Design
SQL
NoSQL
C#
Java
Golang
C++
AWS
Cloud-native
High-throughput
Artificial Intelligence
Agile
Financial Technology
Risk Management
Fraud Detection
Orchestration
Software Engineering
Technical Leadership
Mentoring
Production Code
Proof-of-concepts
Scalability
Reliability
Security
Money Movement

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