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Added 13 mins ago
Senior Software Engineer- Toronto
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Added 27 mins ago
PC
Indirect Tax – Payroll, Senior Associate (Bilingual ENG/FR)
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- Full-time
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Added 43 mins ago
CO
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Added 43 mins ago
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Added 58 mins ago
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Head of Performance Marketing
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Regional Hub Manager
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Added 2 hours ago
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Sr AI Engineer
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Xero

Senior Software Engineer - Payments Platform

Remote, Canada

Remote

The expected base salary range for this role is $155,000 - $205,000 CAD. · Full-time

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Job details

Pay: The expected base salary range for this role is $155,000 - $205,000 CAD.
Job type: Full-time
Workplace: Remote
Posting language: English
Posted: Oct 21, 2026

Original job description

The role and its impact

Payments Platform is one of Xero’s biggest areas of investment and growth - directly affecting how small businesses pay their people, buy supplies and take on their next opportunity. Here, we build the foundations for collecting and paying money through Xero, helping make payments simple, accurate and secure for customers while supporting multiple products, payment methods, providers and regions. You’ll help evolve a growing platform by building reusable, provider-agnostic capabilities across areas such as payment orchestration, provider integrations, onboarding, risk and compliance, reconciliation and bill payments.

As a Senior Engineer, you’ll own significant end-to-end initiatives from technical design through to production, helping decide how payment capabilities are designed, integrated and operated as the platform scales. You’ll stay hands-on in production code, work through trade-offs where customer simplicity, financial control, reliability and scalability matter, and collaborate closely with product and engineering partners to deliver payment experiences that are secure, trusted and easy to use. You’ll also help shape engineering practices and quality standards as the Vancouver Payments Platform team continues to grow.

Technical Challenges:

A shared payments platform: Own a capability within the platform, such as orchestration, risk and fraud, or multi-provider support, and deliver it end-to-end. You'll be helping teams launch new payment products faster without rebuilding the same foundations.
Global bill payments: Make a complex financial process feel simple for small businesses while keeping it accurate, secure and connected to the accounting record.
High throughput at scale: Design and deliver reliable, secure distributed services that remain dependable under real-world production constraints, with the monitoring and operational readiness to support them.
Customer impact alongside architectural progress: Improve existing systems in steps, delivering customer value quickly while contributing to a coherent long-term architecture.
AI capabilities customers can trust: Apply AI to challenging product problems while protecting customer trust, and help evaluate those capabilities with the same discipline as the rest of your work.

Here are some of the things we are looking for

Proven track record of delivering highly available, distributed systems and high-throughput services on cloud-native platforms such as AWS, Azure or GCP.
Demonstrated end-to-end ownership of significant work, from design through to rollout and production validation, including the technical decisions that come with it.
You think carefully about architecture and trade-offs, from API design to choosing the right data store, and you balance speed, quality and long-term maintainability.
Proficiency in a modern backend stack, such as Java, Kotlin, Go, Python, Ruby or C++, and you are keen to learn C# and .NET, where existing experience is a bonus.
Passion for staying hands-on, contributing to production code and technical deep dives, and using AI tools with good judgement to move faster and raise the quality bar.
A commitment to Go Together by mentoring peers, sharing technical knowledge and helping teammates grow through code reviews, pairing and documentation.

Where and how you can work

This role is based in our Vancouver office, where we embrace a hybrid working model. You will have the flexibility to work from home while joining the team in the office for "boost days" (1-2 days a week) to collaborate, socialize, and solve complex problems in person.

Our Hiring Process

TX phone screen: a conversation with your Talent Specialist about your background, motivations and the role.
Technical assessment: a coding assessment and systems design assessment, conducted virtually with real engineers, and based on real-world scenarios.
Technical deep dive: walk through a past project you owned end-to-end, covering how you thought about it, executed it and led through its complexity.
Values / Future Proof Xero: how you show up day to day, aligned with Xero's values and capabilities such as adaptability, ownership, customer thinking and AI fluency.

Compensation & Total Rewards

At Xero, we value the impact and skills you bring to the team. We believe in a Total Package philosophy - ensuring your value is recognized through a holistic lens that includes base salary, performance incentives, and world-class benefits.

The expected base salary range for this role is $155,000 - $205,000 CAD.

Individual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role.

In addition to base pay, Xero’s roles are eligible for the following forms of variable compensation:

Variable Pay: Permanent employees are eligible to participate in our annual bonus and equity (RSU) programs. You may also be eligible for performance-based cash or equity (RSUs) incentives depending on your role level, and company performance.
Comprehensive Benefits: World-class health, wellness, and retirement programs. Xero Perks including Wellbeing days, generous leave, and dedicated professional development budgets.

This is a posting for an existing vacancy.

Xero uses AI to help screen applications based on job-related qualifications. These tools assist our recruiters but do not make automated hiring decisions. A human recruiter reviews all candidates before any hiring action is taken.

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More about this job

Responsibilities

You will own significant end-to-end initiatives for the payments platform, from technical design through to production. You will also collaborate with product and engineering partners to deliver secure, scalable, and reliable payment experiences.

Requirements

The role requires a proven track record of delivering highly available, distributed systems on cloud-native platforms. You must possess proficiency in a modern backend stack and demonstrate end-to-end ownership of significant technical projects.

Skills

Distributed systems
Cloud-native platforms
AWS
Azure
GCP
API design
Java
Kotlin
Go
Python
Ruby
C++
C#
.NET
System design
Payment orchestration

Benefits

Health programs
Wellness programs
Retirement programs
Wellbeing days
Generous leave
Professional development budgets
Performance incentives
Equity programs

Visa sponsorship

Not detected in the job text

Keywords

Software Engineer
Payments Platform
Distributed Systems
Cloud-native
AWS
Azure
GCP
API Design
Java
Kotlin
Go
Python
Ruby
C++
C#
.NET
Payment Orchestration
Risk and Compliance
Reconciliation
High Throughput
Scalability
AI
Technical Design
Production Code
Code Reviews
Mentoring
Hybrid Work
Financial Technology
Backend Development
System Architecture

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