Credit Analyst

Company Description YFK Office Lease is a privately held real estate ownership and investment firm focused on long-term asset stewardship and sustainable growth. Since 1960, the family office has built, owned, and managed stable office and retail spaces in core markets, prioritizing tenant stability over short-term gains. The firm has a proven track record delivering over 2.5 million square feet of income-producing real estate. YFK currently manages more than 1 million square feet of office and retail assets, offering tenants well-maintained, professionally managed properties. Team members join a disciplined, relationship-driven organization committed to integrity and reliability in commercial real estate.

Role Description The Credit Analyst is a full-time, on-site role based in the Greater Toronto Area, Canada. This role is responsible for assessing tenant and prospect creditworthiness by analyzing financial statements, cash flows, credit reports, and other relevant documentation. The Credit Analyst prepares credit recommendations, supports lease approvals, and monitors existing tenant portfolios to identify risks and trends. Day-to-day activities include maintaining accurate records, preparing reports for senior management, collaborating with leasing and property management teams, and ensuring adherence to internal credit policies and risk guidelines. The role also involves contributing to continuous improvement of credit processes and supporting strategic decisions related to tenant selection and portfolio stability.

Qualifications

• Strong Credit Management and Credit analysis skills, including evaluating tenant risk and recommending appropriate credit terms.
• Advanced Analytical Skills with the ability to interpret financial data, identify trends, and draw sound conclusions.
• Effective Communication skills for preparing clear reports and collaborating with internal and external stakeholders.
• Solid understanding of Finance, including financial statements, cash flow analysis, and basic real estate finance concepts.
• Relevant post-secondary education in finance, accounting, economics, business, or a related field.
• Proficiency with spreadsheets and financial analysis tools; experience with property management or leasing systems is an asset.
• Attention to detail, sound judgment, and the ability to manage multiple priorities in a fast-paced environment.
• Prior experience in credit analysis, commercial real estate, banking, or lending is preferred.