CAAT Pension Plan

CAAT Pension Plan provides workplaces with lifetime retirement income plans for employees. We are an industry-leading innovator in helping more Canadian workplaces and their employees participate in a sustainable pension plan. Seen as one of the most successful plans in Canada, CAAT is highly respected for its successful investment program, pension management expertise and strong governance structure.

The CAAT Plan is funded at 124% with a funding reserve of $6.7B and $25.4B in assets under management as of January 1, 2026. We have more than 125,000 members in our Plan and more than 800 participating employers, and we’re growing!

What’s different about CAAT? We are a highly engaged team of passionate and dedicated professionals who believe in our mission to improve the financial security of our members in their retirement.

We are committed to our core belief in the power and efficiency of a jointly governed, multi-employer defined benefit pension plan.

We offer the pension benefits Canadians want and are more sustainable and efficient than single-employer pension plans.

We are award winning! We have been recognized as a top employer and recipient of: Greater Toronto’s Top Employers 2020, 2021, 2022, 2023, 2024 and 2025; Canada’s Most Admired Corporate Cultures 2020, 2021, 2022, and 2023; Kudos' Best Culture Leader 2021, 2022, 2023, and 2024; and Canadian HR Reporter’s Best Places to Work 2021 and 2024 and 5-Star Rewards & Recognition 2022 and 2023.

Our success is built on shared governance by members and employers, and its collective focus on benefit security, stable contributions, and fair treatment of all members.

With our DBplus pension plan design, we make it easy for employees and their employers to be part of a plan that provides secure lifetime pensions.

As CAATsters, we have fun together and give back to our community!