Build your future with Mitsubishi HC Capital Canada
As part of Mitsubishi HC Capital America, one of North America's largest non-bank commercial finance companies, we're committed to helping businesses move forward through innovative financing solutions, trusted partnerships and deep asset expertise.
Joining our team means more than taking on a new role. It means working alongside talented professionals who help Canadian businesses grow and succeed while creating lasting value for our customers, partners and communities.
We foster an inclusive and collaborative culture where people are empowered to contribute ideas, take ownership of their work and grow their careers. If you're looking for meaningful work, supportive leadership and opportunities to make an impact, you'll find them here.
About:
Join our dynamic Risk Management team as a Credit Analyst, where you’ll leverage your analytical skills and credit expertise to make informed decisions that shape our success. Reporting to the Team Lead of Flow Credit, you’ll play a crucial role in evaluating financial data, making recommendations, and exercising sound judgment in credit analysis.
Responsibilities:
- Underwrite and make decisions on transactions within your earned credit authority.
- Present and recommend transactions exceeding credit authority to management, accurately assessing total exposure, and credit risk.
- Analyze applicants’ financial situation, references, solvency, and repayment capacity.
- Collaborate with sales teams, vendor representatives, and third-party brokerages to negotiate terms.
- Conduct thorough research on individuals, companies, and guarantees to ensure compliance with creditworthiness standards and "Know Your Customer" protocols.
- Communicate decisions to applicants, providing clear explanations and viable alternatives where possible.
- Work cross-functionally with different departments to achieve shared goals.
- Participate in various projects, contributing your expertise to drive outcomes.
- Undertake additional tasks related to the role as assigned.
The profile we are looking for:
- You have a bachelor’s in business administration - finance or accounting OR any other related diploma;
- At least 2 years of relevant experience in similar functions such as:
- Consulting services including financial statement analysis
- Credit analysis, Risk Management
- Expertise in analyzing financial statements and credit reports.
- Strong interpersonal communication skills and a collaborative mindset.
- Ability to thrive in a fast-paced, dynamic environment.
- Proficiency in Microsoft Office Suite, particularly Excel.
- Bilingual proficiency in English and French to ensure adequate service for our teams and clients across Canada
- Good analytical, judgment, synthesis, and organizational skills.
What we have to offer:
- Permanent full-time position
- Flexible and hybrid work environment with the possibility of working in the offices of Trois-Rivieres
- Vacation and flexible leave as soon as you start with us
- Personal spending account
- Competitive compensation plan including a bonus program
- Group retirement plan including an employer contribution
- Complete group insurance program paid in part by the company
- Several opportunities for professional growth and access to an online training platform
- Employee and family assistance program accessible at all times
Other information:
Don’t think this position is a great fit for you, but still want to join us? Click here: https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=b3ef4f03-f8ff-4ded-80c8-6dd5c5a224f7&ccId=9200144510729_2&lang=en_CA&selectedMenuKey=Language
We would like to thank all applicants in advance. Should you be selected for an interview, you will be contacted directly.
Mitsubishi HC Capital Canada values diversity and is committed to accessibility. Should you require accommodation due to disability, please notify the Human Resources Recruiter.
