National Bank is experiencing significant growth across Western Canada, creating exciting opportunities for ambitious banking professionals to help shape the future of our Commercial Banking business. As we continue to expand our presence, we are looking for several Manager, Financing Solutions professionals to support our growing client base and strengthen our market leadership.
In this role, you will play a pivotal part in delivering financing expertise to a diverse portfolio of commercial clients while partnering closely with relationship managers to drive business growth. You will be responsible for underwriting and structuring complex credit solutions, managing risk, and supporting strategic client conversations across a broad range of industries within the Mid-Market Commercial Banking segment. This is a unique opportunity to join a fast-growing team, make a tangible impact on the success of businesses across Western Canada, and accelerate your career within one of the country's leading financial institutions.
Your job
- Perform
high-quality credit analyses in accordance with the standards established
by the bank, and make recommendations.
- Structure
credit applications by mitigating risks and developing financing scenarios
that meet client needs and match the Bank's risk criteria.
- Participate
in determining client financing needs in collaboration with the Commercial
Account Managers and the Director of Financing Solutions.
- Negotiate
credit terms and conditions with the Credit Risk Management as needed and
confirm the availability of financing for the Commercial Account Manager.
- Obtain
comments from the Account Managers on the preliminary versions of credit
applications, adjust them as needed, then present them to the Director,
Financing Solutions before they are forwarded to the Credit Risk
Management to ensure they meet the Bank's requirements for overall client
risk profile.
- Produce
documents and update client files in collaboration with account
representatives and the Credit Risk Management to ensure credit
applications are processed efficiently.
- Act
as a resource person for your team in handling credit matters and assist,
as needed, in addressing team members' skills development in this area.
- Identify
the risks inherent to sector activities.
Your team
Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Director, Financing Solutions and will be a part of the BC Interior (ideally Kelowna, but can also be based out of the Kamloops or Prince George locations). Our team stands out for its exceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.
Prerequisites
- Hold
a bachelor’s degree in commerce, finance, business or accounting fields
and 2+ years of experience
- Knowledge
of functions of risk management, banking, business lending
- Experience
in commercial credit
- Negotiation
experience
- Experience
analyzing financial statements
- Good
interpersonal and communication skills with an ability to efficiently
collaborate with all partners and form well-reasoned recommendations.
Languages: English
Required skills: Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork
Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Telemedicine service
* Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Join us!
