PHL

At PHL, we are committed to empowering mortgage brokers and investors with innovative and reliable mortgage solutions tailored to your unique needs. As the trusted manager and administrator of MortEq’s lending business, we specialize in exceptional fund administration, accounting, mortgage origination, and management services. Our experienced team blends extensive knowledge in residential and commercial real estate with a client-centric approach, ensuring we provide the best support for your clients' financial journeys.

We believe in fostering strong partnerships based on transparency and trust, empowering brokers to deliver seamless financing solutions for their clients while helping investors achieve their financial goals through secure and advantageous opportunities. Additionally, we proudly offer the Oakhill fund for accredited investors, providing access to high-quality mortgage investment options designed for stability and growth.

---

Legal and Regulatory Framework

PHL operates under the highest industry standards, being licensed under the Mortgage Brokers Act in British Columbia. We are registered as an Exempt Market Dealer (EMD) in British Columbia, enabling us to offer Class A shares of MortEq Lending Corp. (“MortEq”), a prospectus-exempt security available to individuals, corporations, and legal entities relying on exemptions under NI 45-106.

Since May 2007, MortEq Lending Corp. has been qualified as a Mortgage Investment Corporation (MIC), focusing solely on raising capital for mortgage investments. By partnering with PHL, you gain access to a robust regulatory framework and a commitment to responsible lending practices. For more information, please visit our website.