RedCompass Labs

We know payments.

We're payments experts focused exclusively on payments modernization. Our company works with banks and platform vendors around the world to deliver scheme migrations, platform builds, and large-scale modernization programs faster and with less risk than traditional consulting.

Over the last 23 years, we've delivered 500+ projects across the world’s major payments schemes and platforms, including SEPA, Swift, the Real-time Payments Network, and FedNow on the scheme side, ISO 20022 migrations, and FIS Open Payments Framework (OPF), Finastra Global PAYplus (GPP), ACI Connetic, and many others on the platform side.

Our flagship product is the Payments Expert Agent, an AI solution purpose-built for the full payments modernization software development lifecycle. From requirements analysis through development, testing, and deployment.

It’s trained on the company's decades of delivery expertise and more than 30,000 curated payments documents. Certified to SOC 2 Type II, the Payments Expert Agent deploys inside the bank's environment and enables modernization teams deliver complex programs faster, at lower cost, and to a higher standard.

In parallel, we help banks detect financial crime hidden within payment flows. The RedFlag Accelerator is a global reference for detecting modern slavery, human trafficking, child sexual exploitation, elder abuse, drug trafficking, scams, and authorized push payment fraud. It combines a persona-oriented detection approach with red flags, crime models, and open-source intelligence. The Financial Crime Unit delivers practitioner-grade intelligence and scoring models that support live investigations and law enforcement action.

We support clients from offices in London, Warsaw, Brussels, Miami, Boston, Toronto, and Pune.