Senior Credit Risk Analyst | Contract | Hybrid | Waterloo, ON
Details
Contract: 6+ Months (potential to extend)
Schedule: Full-Time, Hybrid
Location: Waterloo, ON
Rate: $24 - $28/hour
The Opportunity
We are seeking an experienced Senior Credit Risk Analyst to support a global technology organization. This role is ideal for a credit professional who enjoys financial analysis, risk assessment, cross-functional collaboration, and driving process improvements. The successful candidate will help optimize cash collections, minimize bad debt exposure, and support revenue growth while delivering a high-quality customer experience.
Key Responsibilities
- Analyze customer financial statements, credit reports, and payment histories to assess creditworthiness.
- Monitor customer account performance and identify potential credit risks.
- Review and approve credit requests, payment terms, and account changes within established guidelines.
- Collaborate with Sales, Finance, and internal stakeholders to resolve credit-related issues and recommend alternative solutions.
- Support collections initiatives to improve cash flow and reduce outstanding receivables.
- Ensure compliance with service level agreements (SLAs) and internal credit policies.
- Participate in acquisition integrations and strategic projects related to credit risk management.
- Identify opportunities to improve credit approval, risk assessment, and collection processes.
- Prepare reports and provide recommendations to leadership regarding customer risk profiles.
- Contribute to continuous improvement initiatives and best practices across the credit function.
What You Bring
- 5+ years of B2B credit, credit risk, collections, or financial analysis experience.
- Strong ability to analyze financial statements and assess commercial credit risk.
- Experience working within a global, technology, software, or high-growth business environment is preferred.
- Excellent communication and stakeholder management skills.
- Strong problem-solving and decision-making abilities.
- Experience working with ERP and CRM systems such as SAP and Salesforce is considered an asset.
- Advanced proficiency with Microsoft Office, particularly Excel.
- Strong organizational skills with the ability to manage multiple priorities.
- Demonstrated commitment to continuous improvement and process optimization.
- CCP designation, accounting designation, or related financial credentials are considered assets.
- Bilingual communication skills are considered an asset.
What You Need to Do Now
If you have a strong background in credit risk, commercial lending, collections, or financial analysis and are interested in this opportunity, please apply directly.
Thank you for your interest. Only candidates selected for an interview will be contacted.
This posting represents an existing vacancy within the organization. The client name has been withheld at this stage of the recruitment process.
