The Originations Analyst serves as the central analytical and reporting resource for Honda Financial Services Originations department including Credit, Funding, and Business Development. The role is responsible for collecting, validating, analyzing, and transforming operational and portfolio data into meaningful insights that support business decisions, risk management, process improvements, and strategic initiatives.
The Originations Analyst develops and maintains reporting solutions, monitors key performance indicators, identifies trends and emerging risks, and provides recommendations to improve operational effectiveness and dealer performance. The position collaborates across multiple departments to support compliance requirements, business process enhancements, system development initiatives, and continuous improvement activities.
Success in this role is measured by the accuracy, quality, and effectiveness of reporting deliverables, the ability to identify actionable opportunities and risks, and contributions to operational efficiency, compliance, and business performance.
RESPONSIBILITIES
Extract, validate, analyze, and manage origination, credit, funding, dealer, and portfolio data to support business reporting and operational decision making.
Develop, maintain, and enhance standardized and ad hoc reports, dashboards, and performance metrics that provide visibility into business operations, productivity, portfolio quality, and risk trends.
Monitor application, contract, auto-approval, and dealer activity to identify anomalies, emerging risks, compliance concerns, and process improvement opportunities.
Analyze dealer, zone, and portfolio performance trends, including fraud indicators, first-year charge-offs, approval quality, and operational effectiveness.
Collaborate with Credit, Funding, Collections, Risk, Compliance, Sales, Remarketing, and Honda Canada teams to support reporting requirements, investigations, strategic initiatives, and operational improvements.
Support business process reviews, policy development, SOP maintenance, and Dealer Handbook updates to ensure accuracy, consistency, and regulatory compliance.
Partner with Corporate Compliance and business stakeholders to identify control gaps, support dealer audits, investigate operational concerns, and mitigate business risk.
Ensure data integrity through ongoing quality assurance reviews, governance standards, validation processes, and adherence to internal controls, including Sarbanes-Oxley (SOX) requirements.
Document reporting methodologies, business processes, data sources, and operational workflows to support consistency, transparency, and knowledge transfer.
QUALIFICATIONS
Post-secondary education in Business, Finance, Analytics, Economics, Information Systems, or a related discipline.
Experience in automotive finance, financial services, analytics, risk management, credit operations, or a related field is considered an asset.
Knowledge of consumer lending, dealer finance operations, compliance requirements, and portfolio risk analysis is considered an asset.
Strong written and verbal communication skills with the ability to prepare professional presentations, reports, business requirements, and procedural documentation.
Support HFS departments: Originations, Account Services, Sales and Marketing, Process Management, and Risk as required.
Develop, establish and maintain good working relationship with Honda North America suppliers, partners, consultants, stakeholders and other network contacts.
HIRING PRACTICES
The salary range for this position is $72,921–$86,593 CAD annually. Individual salaries within this range are determined by a variety of job-related factors, including education, experience, knowledge, and skill set.
This is an on-site with occasional work-from-home position that requires employees to work on-site four days per week with the opportunity to work-from-home one day per week (with a dedicated workspace at the assigned company office).
This posting is for an existing vacancy that Honda Canada Inc. is actively seeking to fill.
Honda Canada Inc. does not use artificial intelligence (AI) in its recruitment or candidate selection processes.
Honda Canada Inc. is committed to providing accommodations during the recruitment process for applicants with disabilities, upon request. Accommodations will take into account the applicant’s accessibility needs. If you require accommodation at any time during the recruitment process, please email Human Resources at [email protected] or call (905) 888-4331.
